Sv Money:insurance% Communication Library

Auto Insurance

Advice about car ownership

Insurers judge your insurance rates by your various risks; your occupation, your credit score, your driving history, etc.

Shop around for the best deal on auto insurance. Plans differ in price and coverage, so choose your insurer wisely.

Ask for discounts from your insurer! Discounts will be given based on your driving record, other products that you buy from the insurer and alumni or other memberships.

Home Insurance

Advice about homeownership

Home insurers judge your insurance rates by your various risks; your occupation, your credit score, how you live, etc.

Shop around for the best deal on home insurance. Plans differ in price and coverage, so choose your insurer wisely.

Ask for discounts from your insurer. Discounts are often available if you have safety systems, such as burglar and fire alarms.

There may be extra charges if you have special risks, such as pets or a swimming pool. If you don't let the insurer know about these risks you may not be covered.

Health Insurance

Comes with a cost, with or without it

While health insurance can be very pricy, life will usually be pricier without it. Health problems arise at a moment's notice and can devastate even financially-sound individuals.

Be sure to take advantage of health insurance that is offered by your employer. It is a common benefit, with it being provided to around 65% of the workforce.

Research your health coverage and its restrictions. Even good coverage can have loopholes and leave you in a state of need at inconvenient times.

If necessary, check into coverage through the Affordable Care Act.